Crypto exchanges with P2P trading
Exchanges that run a peer-to-peer market, where you buy from other users with local payment methods, safest grade first.
The rule behind this list
Rule: a P2P market is listed on the exchange’s own site; P2P adds counterparty and payment-fraud risk, so use escrow and never pay outside it. Exchanges graded below C- are never listed, and partner links do not affect the order.
Exchanges that meet the rule today: 8.
- BinanceGrade B-
- Spot fees (base tier)
- 0.1% maker, 0.1% taker
- Licences
- 11 (FSRA (ADGM), Astana Financial Services Authority (AIFC), Central Bank of Bahrain)
- Proof of reserves
- Published
Spot, Futures, Staking, P2P. Facts checked Oct 20, 2026.
- BitgetGrade B+
- Spot fees (base tier)
- 0.1% maker, 0.1% taker
- Licences
- 9 (AUSTRAC, FCA, FINMA-recognised SRO)
- Proof of reserves
- Published
Spot, Futures, P2P, Card purchases, Copy trading. Facts checked Oct 20, 2026.
- BybitGrade B-
- Spot fees (base tier)
- 0.1% maker, 0.1% taker
- Licences
- 3 (Austrian Financial Market Authority (FMA), Astana Financial Services Authority (AIFC), National Bank of Georgia)
- Proof of reserves
- Published
Spot, Futures, Staking, P2P. Facts checked Oct 20, 2026.
- HTXGrade B
- Spot fees (base tier)
- Not published openly
- Licences
- None found on official pages or registers
- Proof of reserves
- Published
Spot, Futures, P2P, Card purchases. Facts checked Oct 20, 2026.
- MEXCGrade B-
- Spot fees (base tier)
- Not published openly
- Licences
- None found on official pages or registers
- Proof of reserves
- Published
Spot, Futures, P2P, Card purchases, Copy trading. Facts checked Oct 20, 2026.
- OKXGrade B
- Spot fees (base tier)
- 0.08% maker, 0.1% taker
- Licences
- 1 (Malta Financial Services Authority (MFSA))
- Proof of reserves
- Published
Spot, Futures, P2P, Card purchases, Copy trading. Facts checked Oct 20, 2026.
- Gate.ioGrade C
- Spot fees (base tier)
- Not published openly
- Licences
- None found on official pages or registers
- Proof of reserves
- Published
Spot, Futures, Staking, P2P, Card purchases, Copy trading. Facts checked Oct 20, 2026.
- KuCoinGrade C+
- Spot fees (base tier)
- 0.1% maker, 0.1% taker
- Licences
- None found on official pages or registers
- Proof of reserves
- Published
Spot, Futures, P2P, Card purchases. Facts checked Oct 20, 2026.
Cryptocurrency investments carry risk, including loss of principal. Nothing on KripZen is financial advice — always do your own research before buying, trading or moving funds.
Other lists
- Lowest-fee crypto exchangesRule: published base-tier spot taker fee, lowest first; exchanges that hide fees behind login are left out.
- Most regulated crypto exchangesRule: confirmed licences and registrations, most first; a licence in one country does not mean access in yours.
- Exchanges that publish proof of reservesRule: a published reserves report exists; reserves alone do not show liabilities, so read the grade too.
- Crypto exchanges for beginnersRule: card purchases, a confirmed licence and grade B- or better; ordered by grade.
- Crypto exchanges for US usersRule: a confirmed US licence or registration and no US exclusion in the exchange’s terms; availability still varies by state.